PROPERTY INTELLIGENCE REVIEW

1304 SW 25th Ter
Cape Coral, FL 33914

A smarter way to evaluate a Cape Coral property before making an offer.

Lakefront pool home at 1304 SW 25th Ter in Cape Coral, Florida
$780,000

PRICE

ACTIVE

STATUS

2026001496

MLS NUMBER

Property-specific review of the home’s location, ownership profile, major features, risk considerations, and buyer fit.

Bill Parriman REALTOR with RE/MAX Sunshine in Cape Coral Florida

Reviewed by William Parriman, REALTOR®
Cape Coral Advisors | RE/MAX Sunshine

SEABREEZE LAKE Large Canalway
SOUTHWESTERN REAR EXPOSURE
FLOOD ZONE X
NEW ROOF 2021

Property Snapshot

The key facts about this property at a glance.

$780,000

Price

4

Beds

3

baths

2,460 sf

Living Area

13,000 sf

Lot Size

2006

Year Built

2

Garage

Yes

Pool

Lakefront

Waterfront Type

SW

Rear Exposure

X

Flood Zone

2021

Roof

2023

A/C

Impact + Shutters

Storm Protection

Buyer Intelligence Summary

The important factors serious Cape Coral buyers should consider before making an offer.

This property should be evaluated through more than bedrooms, bathrooms, and price. In Cape Coral, the ownership profile often depends on location, flood zone, insurance exposure, roof age, waterfront type, utility assessments, and how the home compares to nearby alternatives.

Ownership Profile

A lakefront pool home suited for buyers who value outdoor living, space, and a more established Southwest Cape setting.

Location Profile

Southwest Cape Coral positioning with access to shopping, dining, boating areas, and daily conveniences.

Risk Profile

Buyers should review flood zone, insurance profile, roof age, window protection, and major systems before making an offer.

Waterfront / Lifestyle

Future resale appeal will likely depend on location, water view, major updates, condition, and competing inventory.

Resale Profile

The lakefront setting, rear exposure, lanai, pool, and water view are major lifestyle drivers for this property.

Property Gallery

My Take on This Property

In this short review, I walk through what buyers should pay attention to before deciding whether this home is the right fit.

Location Intelligence

Location matters differently in Cape Coral. Buyers should consider commute patterns, bridge access, utility assessments, neighborhood maturity, waterfront type, flood zone, and proximity to daily conveniences.

Cape Coral Quadrant

Southwest

Neighborhood Setting

Established Waterfront

Primary Lifestyle Fit

Boating / Outdoor Living

Buyer Considerations

Traffic, bridges, shopping, marina access, insurance, and flood zone

Ownership Factors Buyers Should Review

Key ownership and cost factors that can impact your long-term experience with this property.

Flood Zone

Review lender requirements, flood insurance implications, and elevation context.

Insurance Profile

Roof, windows, opening protection, wind mitigation, and condition matter.

Major Systems

Roof, A/C, water heater, pool equipment, and electrical systems should be reviewed.

Utility Assessments

Confirm assessment balance, payoff status, utility costs, and city records.

Waterfront Maintenance

Review seawall, dock, lift, canal setting, and ongoing maintenance exposure.

Additional Notes

Confirm disclosures, permits, rental rules, HOA status, and seller-provided documents.

Want a complete review of the ownership profile?

I can help you understand the full cost, risk, and value profile of this property before making an offer.

Who This Property May Fit

Strong fit for buyers who want:

May Be Less Ideal For

This may be less ideal for buyers who want:

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Related Buyer Research

Related Buyer Research

Cape Coral flood zones waterfront canal homes elevation insurance risk example

Cape Coral Flood Zone Guide

Understand how flood zones affect buying decisions, insurance, and long-term ownership.

Cape Coral Waterfront Buyer Guide

Compare freshwater, Gulf-access, canals, boating, maintenance, and resale factors.

Cape Coral waterfront homes along canal at sunset illustrating cost of ownership factors including insurance, taxes, and long-term expenses

Cape Coral Total Cost of Ownership Guide

Look beyond price and understand the real monthly and long-term ownership picture.

Frequently Asked Questions

Before making an offer, review insurance viability, flood zone, elevation, roof age, wind mitigation documentation, sewer and water assessments, property taxes, neighborhood maturity, and resale flexibility. If the home is waterfront, also evaluate canal type, seawall condition, dock condition, and lift systems.

Yes. For many Cape Coral buyers, insurance should be reviewed early so the offer decision is based on total ownership cost, not just purchase price.

Flood Zone X is generally viewed more favorably than higher-risk zones, but buyers should still verify current flood maps, lender requirements, elevation, drainage, and insurance options.

Yes. Cape Coral utility assessments can affect total cost and should be confirmed before making an offer.

Compare more than price. Look at flood zone, insurance profile, roof age, window protection, waterfront type, exposure, assessments, neighborhood maturity, and resale appeal.

Have a Question About This Property?

Ask about showing availability, ownership costs, flood zone, insurance considerations, waterfront details, or how this home compares to other Cape Coral options.

  • Showing availability
  • Flood zone and insurance considerations
  • Waterfront details
  • Comparable property review
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Full Property Gallery

Browse additional property photos for 1304 SW 25th Ter, including interior spaces, outdoor living areas, water views, and property details.

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William “Bill” Parriman, REALTOR® | RE/MAX Sunshine

William Parriman, REALTOR®

RE/MAX Sunshine

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